PERSONAL INFORMATION?
Within this policy, "Personal Information" means the same as it does within the Privacy Act 1993. In general terms, this includes any information that can be used to personally identify you. This may include (but is not limited to) your name, age, gender, address, contact details (including phone numbers and email addresses) and possibly financial information, including your payment information. If the information we collect personally identifies you, or you are reasonably identifiable from it, then the information is considered personal information.

WHY WE NEED COLLECT PERSONAL INFORMATION?
The primary purpose for which we collect information about you is to enable us to perform our business activities, and to provide the best possible quality of customer service. Any information that we collect will not be used in ways that you have not consented to. Your personal information will not be shared, sold, rented or disclosed other than as described within this Privacy Policy, or as permitted by the Privacy Act. We collects, holds, uses and discloses your personal information for the following purposes: To provide products and services to you To provide you with information or advice about existing and new products and services. To communicate with you and process your requests To manage and enhance our products and services. To personalize and customize your experience with us. To provide you with access to secure areas of our websites. To conduct competitions or promotions on behalf of us. To verify your identity. To provide to third parties if you have authorized us to do so. To conduct analysis by us. To conduct business processing functions for operation of our websites or our business, for our administrative, marketing, promotional, planning, product/service development, quality control and research purposes, or those of our contractors or external service providers. To investigate if we have reason to suspect a breach of any of our terms and conditions or any suspected unlawful. Activity; and/or as required or permitted by any law (including the Privacy Act). If you choose not to provide us with the personal information described within this policy, then: We may not be able to provide you with the product or services you have requested, either to the same standard or at all We may not be able to provide you with information about products or services that you may want, including information about discounts, sales or special promotions.

of our Wi-Fi in store. Your conversations or email or interaction, between you and our Customer Service Representatives, whether in store or at our Contact Centres. Your completion of an application for a product purchase or service purchase. You agree that we may also collect personal information from third parties, including: Third party companies such as credit reporting agencies, law enforcement agencies, and other government entities, Advertisers, Mailing lists.

A "cookie" is a small text file that is placed on a device when it is browsing a website to enable the host of the website to store information about use of the website by that device. We uses cookies and similar technologies for the following key purposes: To recognize your computer or device and greet you each time you visit our website, without bothering you with a request to register or log-in To keep track of products or services you view, so that we can send you news about those products or services or other similar or related products or services that we think you may be interested in |To measure traffic patterns, to determine which areas of our websites have been visited, and to measure transaction patterns in the aggregate To research our users’ habits so that we can improve our online products and services To operate our websites efficiently with a high level of functionality | To measure the effectiveness of our marketing initiatives , To learn about customer preferences so that we can present customers with web content and advertising that is relevant to them To measure the number of advertising referrals we have received to our websites from other websites To produce data on web traffic and customer web activity through our website. While we use cookies to improve our customers' on-line experience, 1f you do not wish to allow cookies then you can choose to disable cookies (for all sites) from within your browser settings.

We may use the information we collect to help us to provide products and services to you, to verify your identity, and to occasionally notify you about important functionality changes to our website. We and our marketing communications and information about products and services that we consider may be of interest to you. These communications may be sent in various forms, including but not limited to, mail, SMS or email, in accordance with applicable marketing laws. If at any stage you no longer wish to receive these notifications you may opt-out of receiving marketing communications from us by using the opt-out facilities provided (e.g. an unsubscribe link in a promotional email) or contacting us. If you receive communications from us that you believe have been sent to you other than in accordance with this policy, or in breach of any law, please contact us. We do not provide your personal information to other organizations for the purposes of direct marketing unless expressly authorised by you. Personal Information is information about an identifiable individual, as defined by the Privacy Act 1993. We do not provide your personal information to other organizations for the purposes of direct marketing unless authorized
by you.

USE OF PERSONAL INFORMATION FOR MARKETING?
We use personal information to provide you with information or advice about our existing and new products and services. We also use it to conduct promotions on behalf of us. We will not create categories designed to target children under the age of 18 years (however, this does not prevent us from marketing children's products to a general audience). Third party advertisers may purchase advertising products from us that enable them to target particular types of users | of our network, for advertisements served both on our network and also on third party websites. We do not permit advertisers to use any usage data obtained from our network to target advertisements or content to users off our network. We will not provide any personal information to an advertiser or any other third party without your express consent or -_ in accordance with our Privacy Policy. We follow industry "best practice" for the storage of anonymous usage data using reasonable safeguards to protect information held by us.

DISCLOSE PERSONAL INFORMATION?
We may disclose your personal information to our employees, for the operation of our websites or our business, and for the specific purpose of fulfilling requests by you, and to provide products and services to you, where we are permitted to under the Privacy Act and as otherwise detailed in this Privacy Policy
Where we utilizes third parties to undertake services, we may provide those third parties with some of your information if it is required to fulfil those services and only to the extent required to fulfil those services. Examples of such third party providers may include: Service providers such as web hosting providers, IT systems administrators, mailing houses, couriers, payment processors, photographic analysers, data entry service providers, electronic network administrators, debt collectors, and professional advisers such as accountants, solicitors, business advisors and consultants Software providers such as customer relationship management, and accounting software Existing or potential suppliers, business partners or joint venture entities or partners Sponsors, or promoters of any competition that we conduct or promote via our services Specific third parties authorized by you to receive information held by us We require any third party to protect your information against unauthorized use or disclosure. Some of these service providers may be located overseas. We take reasonable steps to ensure that the overseas recipients of your personal information do not breach the privacy obligations relating to your personal information. Beyond the above, we release personal information only when it is permitted under the Privacy Act or required by law for legal compliance and law enforcement (including to government agencies with statutory law enforcement responsibilities, — and/or to your Internet Service Provider or network administrator); to facilitate court proceedings; enforce or apply our terms and conditions; or protect the rights, property, or safety of us, our users, or others, and where we reasonably believe that disclosure is necessary. Government agencies with statutory roles enabling them to request data from us include but are not restricted to the Police, Inland Revenue and the Ministry of Business, Innovation and Employment.

CORRECT YOUR PERSONAL INFORMATION? |
You may request access to any personal information we hold about you at any time by contacting us Your request will be processed in accordance with the Privacy Act 1993. If you make an access request, we will ask you to verify your identity. There may be instances where we cannot grant you access to the personal information we hold. For example, we may need to refuse access if - granting access would interfere with the privacy of others, or if it would result in a breach of confidentiality. If that happens, in most circumstances we will give you written reasons for any refusal. If you believe that personal information we hold about you is incorrect, incomplete or inaccurate, then you may request us to amend it. We will consider if the information requires amendment and will not charge for making any amendments. If we do not agree that there are grounds for amendment, then we will add a note to the personal information
stating that you disagree with it. Registered users of our websites can access and update their user details online. We request that you keep your information as current as possible so that we may continue to improve our service to you.

COMPLAIN ABOUT A BREACH OF PRIVACY?
If you believe your privacy has been breached by us, or have any questions or concerns about our Privacy Policy please, contact us using the contact information below and provide details of the incident so that we can investigate it. We have a formal procedure for investigating and dealing with complaints. Once the Privacy Officer receives a complaint in writing the Privacy Officer will commence an investigation with the relevant business unit from which the alleged breach stemmed. The investigator will endeavor to determine the nature of the breach and how it occurred. We may contact you during the process to seek any further clarification if necessary. If a breach is found, the Privacy . Officer will escalate the matter to management so that the process can be rectified to prevent any further breaches from taking place. We will also contact you to inform you of the outcome of the investigation. We will endeavor to we resolve all investigations within a reasonable time. We will treat your requests or complaints confidentially. Our representative will contact you within a reasonable time after receipt of your complaint to discuss your concerns and outline options regarding how they may be resolved. We will aim to ensure that your complaint is resolved in a timely and appropriate manner.